PHH Preferred Mortgage
The four-step mortgage program

Kelly Smaltz

Attention to detail and client satisfaction are my top priorities. I am committed to extraordinary service to both Buyers and Sellers.

Are you thinking about buying? Beat other homebuyers to the newest homes for sale by using my up to the minute home search that's updated daily. Make this your first stop to see listings.

And if you own Real Estate that you are thinking of selling, I'd be happy to provide you with a free market anaylsis.

Want to know what the house next door or down the street from you sold for? This is a smart first step to seeing how much money you can get for your home, so do not hesitate to request this information privately.

I can also assist you in locating a top REALTOR in any area across the country. My Broker is part of the largest referral network in the country. I am able to refer a client in any town to the most highly rated Real Estate Agent in your area. This means no guess work. You are working with someone with proven experience and the highest customer satisfaction ratings. These agents are certified and attend training specifically to work with referrals.

Agent Credentials:
ABR: Accredited Buyer Representative Designation
e-Pro: Internet Professional Designation
Corporate Relocation Specialist
Cartus Network Referral Specialist
Cartus Network Marketing Specialist
Montgomery County Association of REALTORS (MCAR)
National Association of REALTORS (NAR)
Pennsylvania Association of REALTORS (PAR)
Real Estate Buyer's Agent Council (REBAC)
Trend MLS
Bachelor of Science in Business Administration from Bloomsburg University

Web Site Resources For Consumers
School Information: http://www.SchoolMatters.com
Whitemarsh Township Information: http://www.whitemarshtwp.org
Pennsylvania Information: http://www.visitpa.com/visitpa/home.pa
Andorra Woods: http://www.AndorraWoods.org
http://www.EnergyGuide.com Provides an easy way to assess energy use and get quick tips on saving energy
Credit Union Consumer Facts: http://www.cuna.org/data/consumer/advice/retire_home/hometoc.html
Envirnomental Protection Agency: http://www.epa.gov - Advice on testing for and mitigating pollutants, from lead paint to radon to mold

Credit Report Sources:
http://www.equifax.com
http://www.experian.com
http://www.transunion.com


Other websites of Interest:

Real Estate Buyer's Agent Council (REBAC): http://www.rebac.net/hbk.html

Ginnie Mae: http://www.ginniemae.gov - Provides advice to buyers on affordability and homeownership, including calculators

U.S. Dept of Housing and Urban Affairs: http://www.hud.gov/buying/index.cfm  - Offers advice to buyers on finance, fair housing, and more

ImproveNet: http://www.improvenet.com - Provides links to contractors and architects for remodeling projects for buyers and repair services for sellers

http://www.moving.com - Helps buyers and sellers w/packing tips and timetables and moving tips

Office: Coldwell Banker Preferred-Conshohocken
Office Phone: (610) 828-9558
Cell: (267) 997-4333
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